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Selection Criteria

No interest loans

• Well conceived business idea and ability to articulate the idea
• Understanding of the market
• Funding can only be for material or equipment essential to the establishment of the business (training may be considered if it meets this criteria).
• Funding cannot be used for personal expenditure
• Inability to fund in any other way
• Proof of ability to meet requirements of loan (preferred repayment period is 2 years. Terms may be negotiated.)
• Clear commitment to the success of the idea
• Openness to skills development
• Willingness to participate in the development program
• Willingness to participate in marketing activities for the ACT Microcredit Loan Program

Low interest loans

• Business idea already validated (you have existing customers)
• Clear understanding of the market and method of attracting customers
• A developed cash flow and business plan
• Inability to fund in any other way
• Funding can only be used for material or equipment essential to growth or expansion of the business (training may be considered if it meets this criteria).
• Funding cannot be used for personal expenditure
• Proof of ability to meet requirements of loan (preferred repayment period is 2 years. Terms may be negotiated.)
• Clear commitment to the success of the idea
• Openness to training and development
• Willingness to participate in the development program
• Willingness to participate in marketing activities for the ACT Microcredit Loan Program

Contact Us

If you have any questions or would like more information please contact us via:

[email protected]

1300 365 514

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